Higher Education Loan & Scholarship Fund
RM4.4 billion allocation from the Federal Government and GLICs
Check your eligibilityFinancial packages including scholarships, education loans, and living allowances to ensure low-income youth can access tertiary education.
Who Qualifies
Youth aged 18 to 30 from low-income families pursuing higher education.
Other conditions: Low-income families; pursuing higher education.
How to Apply
Apply through MOHE, JPA, MARA, or relevant GLIC scholarship portals.
Checked on 6 October 2026
An independent initiative. Not an official government website. Apply only through official portals.
We will never ask for your IC number, bank details or any payment.
Related Programmes
PTPTN Free Education Scheme
RM120 million total allocation (benefiting 5,800 students)
Full tuition sponsorship and free higher education provided through PTPTN for university students from underprivileged backgrounds.
Who qualifies: Students aged 18 to 45 from low-income households enrolled in public Higher Education Institutions (HEIs).
PTPTN First-Class Honours Loan Waiver
RM90 million annual allocation (benefiting nearly 6,000 graduates per year)
Full exemption and loan repayment waiver for PTPTN borrowers who graduate with First-Class Honours degrees.
Who qualifies: Graduates aged 20 to 45 from low- and middle-income (B40 and M40) families who earn a First-Class Honours Bachelor's De…