LPPSA Youth Home Financing Scheme
Financing eligibility ceiling up to RM1 million; RM1 billion SJKP 120% guarantee via BSN
Check your eligibilityHousing loan facilities tailored for young civil servants, offering increased loan ceilings and up to 120% guarantee for contract staff.
Who Qualifies
Young civil servants and contract government employees aged below 30.
Other conditions: Young civil servants and contract government employees.
How to Apply
Apply via the LPPSA online portal or through Bank Simpanan Nasional (BSN).
Checked on 8 October 2026
An independent initiative. Not an official government website. Apply only through official portals.
We will never ask for your IC number, bank details or any payment.
Related Programmes
SJKP First Home Loan Guarantee
Up to RM20 billion in guarantees benefiting 80,000 first-time homebuyers
Government loan guarantee scheme enabling non-fixed income earners, gig workers, and young employees to secure 100% home loans.
Who qualifies: First-time home purchasers aged 18 to 70, including gig workers and self-employed youth without formal income slips.
First Home Stamp Duty Exemption
Full exemption on property transactions valued up to RM500,000
100% stamp duty waiver on loan agreements and transfer instruments for first-time home purchases.
Who qualifies: First-time Malaysian homebuyers buying residential property priced up to RM500,000.
Housing Maintenance & Affordable Housing Expansion
Program Residensi Rakyat (PRR) and Rumah Mesra Rakyat get RM672 million to complete housing projects, plus RM143 million for strata lift and building repairs. Banks are encouraged to expand rent-to-own options. Stamp duty for foreign buyers rises to a flat 8%.