RM120 million total allocation (benefiting 5,800 students)
Full tuition sponsorship and free higher education provided through PTPTN for university students from underprivileged backgrounds.
Who qualifies: Students aged 18 to 45 from low-income households enrolled in public Higher Education Institutions (HEIs).
RM90 million annual allocation (benefiting nearly 6,000 graduates per year)
Full exemption and loan repayment waiver for PTPTN borrowers who graduate with First-Class Honours degrees.
Who qualifies: Graduates aged 20 to 45 from low- and middle-income (B40 and M40) families who earn a First-Class Honours Bachelor's De…
RM4.4 billion allocation from the Federal Government and GLICs
Financial packages including scholarships, education loans, and living allowances to ensure low-income youth can access tertiary education.
Who qualifies: Youth aged 18 to 30 from low-income families pursuing higher education.
RM50 initial investment unit in ASB or ASM per student (for 200,000 students)
Financial literacy initiative providing an initial unit trust investment to kickstart long-term savings for tertiary students.
Who qualifies: Students enrolled in tertiary education institutions.
RM200 million allocation targeting 11,000 non-graduate youth
Industry-led on-the-job training program providing practical experience and guaranteed placements in key growth sectors.
Who qualifies: Non-graduate youth aged 18 to 30 seeking employment in semiconductors, machinery, MRO, digital, and technology sectors.
Nearly RM30 million allocation (successfully trained almost 5,000 participants)
Intensive technical boot camp offering market-driven skills training and direct employment placement upon completion.
Who qualifies: Bumiputera youth job seekers and TVET graduates aged 18 to 30.
RM150 million total financing fund
Dedicated micro-financing program offering capital to assist young entrepreneurs in starting or expanding business ventures.
Who qualifies: Young business owners, micro-entrepreneurs, and startup founders aged 30 and below.
RM12 million total allocation
Business bootcamp training paired with startup grant funding to nurture sustainable youth enterprises.
Who qualifies: Bumiputera youth aged 18 to 30 aspiring to launch or grow a small business.
Full/partial motorcycle license fee subsidy
Government fee subsidy to assist underprivileged youth in obtaining class B2 motorcycle licenses for food/parcel delivery work.
Who qualifies: Underprivileged youth aged 16 to 35 involved in or entering p-hailing and delivery services.
RM20 million allocation
On-campus part-time work scheme allowing university students to earn supplementary income while gaining work experience.
Who qualifies: Full-time public university students from financially challenged backgrounds.
Up to RM20 billion in guarantees benefiting 80,000 first-time homebuyers
Government loan guarantee scheme enabling non-fixed income earners, gig workers, and young employees to secure 100% home loans.
Who qualifies: First-time home purchasers aged 18 to 70, including gig workers and self-employed youth without formal income slips.
Full exemption on property transactions valued up to RM500,000
100% stamp duty waiver on loan agreements and transfer instruments for first-time home purchases.
Who qualifies: First-time Malaysian homebuyers buying residential property priced up to RM500,000.
Financing eligibility ceiling up to RM1 million; RM1 billion SJKP 120% guarantee via BSN
Housing loan facilities tailored for young civil servants, offering increased loan ceilings and up to 120% guarantee for contract staff.
Who qualifies: Young civil servants and contract government employees aged below 30.
RM350 million allocated to empower NADI Centres nationwide
National digital identity rollout paired with digital community hub mentoring to help youth digitize businesses.
Who qualifies: Youth entrepreneurs, rural communities, gig workers, and general citizens.
RM15 billion for STR and SARA, reaching 9 million recipients. Single youths receive RM600 under SARA (RM50/month). Low-income households receive up to RM4,600 a year. All 22 million citizens aged 18 and above get a one-off RM100 SARA payment in mid-February 2026.
Self-employed young workers and gig/delivery drivers get matching EPF contributions of up to RM600 a year (RM6,000 lifetime) under i-Saraan Plus. Under the Gig Workers Act 2025, the government subsidises 70% of SOCSO contributions for first-time registered gig workers.
Young job seekers and fresh graduates who accept a job that needs an inter-state or inter-city move get a one-off SOCSO mobility grant of up to RM1,000 for travel, an initial housing deposit and setup costs.
From 1 January 2026, the stamp duty exemption on employment contracts rises from RM300 to RM3,000 monthly salary. New income tax relief of up to RM1,000 for local tourist attraction fees (Visit Malaysia 2026). Child care and medical insurance relief is expanded.
Sabah's federal development allocation rises to RM6.9 billion, with a RM600 million Special Grant and RM1.67 billion for the Pan Borneo Sabah Highway. Also RM1 billion for clean water piping, RM765 million for electricity transmission and the SALAM Subsea Cable.
Program Residensi Rakyat (PRR) and Rumah Mesra Rakyat get RM672 million to complete housing projects, plus RM143 million for strata lift and building repairs. Banks are encouraged to expand rent-to-own options. Stamp duty for foreign buyers rises to a flat 8%.